[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.equum.cz\/bez-penez-to-proste-nejde\/#Article","mainEntityOfPage":"https:\/\/www.equum.cz\/bez-penez-to-proste-nejde\/","headline":"Bez pen\u011bz to prost\u011b nejde","name":"Bez pen\u011bz to prost\u011b nejde","description":"M\u00e1me-li my lid\u00e9 norm\u00e1ln\u011b \u017e\u00edt, mus\u00edme m\u00edt v prvn\u00ed \u0159ad\u011b zaji\u0161t\u011bn\u00fd dostatek finan\u010dn\u00edch prost\u0159edk\u016f. Za ty...","datePublished":"2023-04-19","dateModified":"2023-05-19","author":{"@type":"Person","@id":"https:\/\/www.equum.cz\/author\/#Person","name":"","url":"https:\/\/www.equum.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/8eaf08ef5a7e54fc91db02b2058b03bc913caaaa39c046819bbf43d06bd23c2b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8eaf08ef5a7e54fc91db02b2058b03bc913caaaa39c046819bbf43d06bd23c2b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"equum.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.equum.cz\/wp-content\/uploads\/coins-5461980_1280.jpg","url":"https:\/\/www.equum.cz\/wp-content\/uploads\/coins-5461980_1280.jpg","height":0,"width":0},"url":"https:\/\/www.equum.cz\/bez-penez-to-proste-nejde\/","about":["Pen\u00edze"],"wordCount":427,"articleBody":"   M\u00e1me-li my lid\u00e9 norm\u00e1ln\u011b \u017e\u00edt, mus\u00edme m\u00edt v prvn\u00ed \u0159ad\u011b zaji\u0161t\u011bn\u00fd dostatek finan\u010dn\u00edch prost\u0159edk\u016f. Za ty se toti\u017e \u017eije, a kdo je nem\u00e1, ten m\u016f\u017ee na spokojenou existenci na \u017e\u00e1doucn\u011b vysok\u00e9 \u00farovni zapomenout. Proto\u017ee kdo d\u00e1 to pot\u0159ebn\u00e9 n\u011bkomu, kdo mu za to nem\u00e1 \u010d\u00edm zaplatit? Nikdo. Tak to nefunguje. A tak si my lid\u00e9 pen\u00edze po\u0159izujeme. Zpravidla vyd\u011bl\u00e1v\u00e1me nebo pob\u00edr\u00e1me n\u011bjak\u00e9 d\u00e1vky, ale nejen to. N\u011bkdy si je tak\u00e9 p\u016fj\u010dujeme, abychom jich m\u011bli tolik, kolik je t\u0159eba. A jak je to s t\u011bmi p\u016fj\u010dkami? V podstat\u011b by na tom nemuselo b\u00fdt nic slo\u017eit\u00e9ho. \u010clov\u011bk, kter\u00fd pen\u00edze nem\u00e1, by se m\u011bl obr\u00e1tit na finan\u010dn\u00ed \u00fastav, kter\u00fd jich m\u00e1 pro zm\u011bnu dost, m\u011bl by je tam dostat a pak je zase pat\u0159i\u010dn\u011b splatit.Tak by tomu m\u011blo b\u00fdt. Jen\u017ee v\u0161ichni v\u00edme, \u017ee tomu tak nen\u00ed v\u017edycky. \u017de jsou sice p\u0159\u00edpady, kdy lid\u00e9 p\u0159ich\u00e1zej\u00ed do banky a berou si tam p\u016fj\u010dky, jen\u017ee krom\u011b t\u011bchto jsou i lid\u00e9, kte\u0159\u00ed p\u0159i pokusech o tot\u00e9\u017e selh\u00e1vaj\u00ed. A i kdyby \u017e\u00e1dali sebev\u00edc, odch\u00e1zej\u00ed v\u017edy s nepo\u0159\u00edzenou.Pro\u010d je situace takov\u00e1? To je vlastn\u011b docela jednoduch\u00e9. Kdy\u017e m\u00e1 \u010dlov\u011bk dolo\u017eiteln\u00e9 p\u0159\u00edjmy, se kter\u00fdmi zvl\u00e1dne spl\u00e1cen\u00ed hrav\u011b, a kdy\u017e m\u00e1 \u010dist\u00e9 registry dlu\u017en\u00edk\u016f, \u010d\u00edm\u017e dolo\u017e\u00ed, \u017ee je solidn\u00ed a plat\u00ed sv\u00e9 p\u0159\u00edpadn\u00e9 dluhy \u0159\u00e1dn\u011b, pomoci se do\u010dk\u00e1. Zat\u00edmco ten, kdo si vyd\u011bl\u00e1v\u00e1 pom\u011brn\u011b m\u00e1lo a v registrech dlu\u017en\u00edk\u016f m\u00e1 n\u011bjak\u00fd ten nep\u0159\u00edzniv\u00fd z\u00e1znam, m\u00edv\u00e1 sm\u016flu, tomu banky preventivn\u011b p\u016fj\u010dit odm\u00edtnou.A kdy\u017e n\u011bkomu banky nep\u016fj\u010d\u00ed, ale tento pen\u00edze p\u0159ece jenom pot\u0159ebuje? Pak je tu na\u0161t\u011bst\u00ed aspo\u0148 nebankovn\u00ed americk\u00e1 hypot\u00e9ka, d\u00edky kter\u00e9 dostane p\u016fj\u010dku i ten, kdo nen\u00ed ide\u00e1ln\u00edm \u017eadatelem. Proto\u017ee tady doty\u010dn\u00fd zastav\u00ed n\u011bjakou nemovitost, \u010d\u00edm\u017e prok\u00e1\u017ee, \u017ee dluh splat\u00ed, a pak u\u017e nen\u00ed d\u016fvod mu nep\u016fj\u010dit.A tak se nakonec m\u016f\u017ee dostat k p\u016fj\u010dce skoro kdokoliv. I ten, kdo m\u00e1 jenom sv\u016fj d\u016fm, byt nebo jinou nemovitost. Nikdo nen\u00ed beznad\u011bjn\u011b ztracen\u00fd, nikdo nemus\u00ed \u017e\u00edt v dob\u011b nedostatku v b\u00edd\u011b.                                                                                                                                                                                                                                                                                                                                                                                          3.2\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Bez pen\u011bz to prost\u011b nejde","item":"https:\/\/www.equum.cz\/bez-penez-to-proste-nejde\/#breadcrumbitem"}]}]